Unless you are an expert, I recommend buying 4-5 Dell machines (or whatever brand you fancy), put Ubuntu Linux on them (simple to install, simple to maintain), then connect to a good hub, install MPICH2, and you have a cluster.
Get 8 GB of RAM per machine, some decent but not top-of-the-line CPU, and reasonable disks (standard config will be fine). No need for fancy graphics cards or DVD etc. These machines can be obtained for between 400 and 600 USD a piece, I think.
Cooling and noise will be a concern, hopefully you have a server room where you can place them.